American Express Company (NYSE:AXP) Q4 2024 Earnings Conference Call January 24, 2025, 8:30 AM ET
corporate participants
Kartik Ramachandran – Head of Investor Relations
Stephen Squeri – Chairman and Chief Executive Officer
Christophe Le Caillec – Chief Financial Officer
conference call participants
Ryan Nash – Goldman Sachs
Sanjay Sakhrani-KBW
Erika Najarian-UBS
Mark DeVries – Deutsche Bank
Craig Maurer – FT Partner
Donald Fandetti – Wells Fargo
Richard Shane-JPMORGAN
Jeffrey Adelson – Morgan Stanley
Christopher Kennedy – William Blair
Moshe Orenbuch -TD Cowen
Brian Foran – truist
Saul Martinez – HSBC
Terry MA – Barclays
Mihir Bhatia-Bank of America
operator
Ladies and gentlemen, thank you for standing. Welcome to American Express’ fourth quarter 2024 earnings call. Currently, all participants are in listen-only mode. Later, we will have a question and answer session. [Operator Instructions] As a reminder, today’s call is being recorded.
I would now like to hand over the meeting to our moderator, Mr. Kartik Ramachandran, Head of Investor Relations. Please continue.
Kartik Ramachandran
Thank you, Daryl, and thank you all for joining today’s call. As a reminder, before we begin, today’s discussion contains forward-looking statements regarding the Company’s future business and financial performance. These are based on management’s current expectations and are subject to risks and uncertainties.
Factors that could cause actual results to differ materially from these statements are included in today’s presentation slides and in our reports with the SEC. Today’s discussion also includes non-GAAP financial measures. Comparable GAAP financial measures include earnings materials for the current quarter as well as earnings materials for the prior periods that we have discussed.
All of these are posted on our website at ir.americanexpress.com. We’ll start today with Chairman and CEO Steve Squery
