Finance News

How to use DeepSeek AI for EMI, restore and recommend

Loan officials overload-AI can help!

If you are a loan officer, you already know Real struggle-Bepen EMI calculation, restoration of pressure, proposal draft and compliance headache. Every day, I feel like a game with time, and I breathe my neck.

I have been there. The banking industry is more than 8 yearsTreatment of loans, chasing restoration and drafting proposals, no one reads correctly. If I have such a tool, my life is much easier at that time!

Guess what is it? This AI tool is completely free! Whether it is automated EMI computing, drafting board notes or generating recovery letters, Deepseek AI can save your working time. But before you jump in, let us decompose how cleverly and safely use it.


DEEPSEEK AI practical cases

Loan officer No fancy thing for AI-Ilist Real solution This makes their work faster and easier. This is exactly the way you can use deepseek ai In your daily bank work:


one. EMI computing and loan reorganization (stop wasteing time on Excel!)

Whenever the customer asked “Mela New EMI Kya Hoga Agar’s term badh gaya toh?”You open Excel, punching numbers and manually calculating.

Bleak no longer! Deepseek ai can Immediately generate an EMI timetable and revised repayment plan.

Bleak Example prompt:
“Calculate EMI to 1 million rupees, 9 % interest for 7 years.”

Bleak Reorganization:
“Re -calculating EMI is 800,000 rupees, 11 % interest for 5 years, and the initial suspension is 6 months.”

AI meeting I will answer you in a few seconds-Atto your bank software!


B. Restore and NPA management (no longer copy the old letters!)

Loan recovery is one of the most tense parts of the banker’s work. The customer avoids the phone, and the legal notification will take a long time, and at the same time NPA piles continue to increase.

Bleak DEEPSEEK AI can help:

✅ ✅ Customized recovery letter For different types of overdue accounts.
✅ ✅ ✅ ✅ Legal notice drafted Based on the regulatory framework.
✅ Suggestions Negotiating strategy For difficult borrowers.

Bleak Example prompt:
“Write a recovery letter to customers with 500,000 rupees of overdue personal loans.”

Save time? Each letter for at least 30 minutes!


Bleak 行 Get more banking hackers-Join Bankpediaa Hub free!
Bleak Do you want exclusive bank resources, pressure management skills and internal skills?
Bleak Join the Bankdiaa Hub whatsapp channel now: Click here


C. Create board notes and loan suggestions (say goodbye to writers’ blocks!)

Write board notes and loan suggestions It feels like writing test paper-Forphic language, heavier parts and formatting nightmares.

Bleak DEEPSEEK AI can help:

✅ ✅ Structural board bill draft In a few seconds.
Outline Loan proposal and main finance Structural.
✅ Suggestions Risk relief strategy For different types of loan.

Bleak Example prompt:
“Create the outline of a 5 billion rupee’s regular loan proposal for the borrower of small and medium -sized enterprises.”

Not Staring at a blank documentAI will provide you with a structured outline Edit and complete it in a few minutes!


Prevention measures: How to use AI in the banking business

AI is strong, but Abuse it will cause you to be in trouble. This is you Must avoid When using Deepseek AI:

Bleak Do not enter customer details or confidential bank data-AI tools are public and cannot guarantee data security.
Bleak Verify the response generated by AI Before using them in official documents.
Bleak Only AI is used as productivity tools, not for regulatory decision -making.

Gold Rule: Use AI to save time instead of bypassing compliance.


Conclusion: AI will not replace loan officials, but it will give them power!

The loan officer spends several hours of duplicate tasks-Deepseek AI can handle them minute. Whether it is EMI calculation, loan reorganization, recovery letter or drafting, AI can Save your time and reduce stress.

Bleak Do you want more tools and strategies to come to the bank to succeed?
Bleak Join the free Bankdiaa Hub! Click here

Need One -to -one Guidance of bank occupational growth or efficiency tools?
Bleak Book the meeting here: Click here

Bleak The future of the banking industry is changing. Adapt to, learn and maintain a leading position!

Related Articles

Leave a Reply

Your email address will not be published. Required fields are marked *

Back to top button
×